By using this website, you agree that you have read and agree to our Terms and Conditions. Financial advisors through the Stages channel offer a no cost consultation and provide an overview of your financial life with proposed solutions for you to consider. A copy of the prospectuses may be obtained from prudential.com or your financial professional. Unique to Prudential, FlexGuard's Tiered Participation Rate index strategy oers clients 100% of the positive index growth up to the tier level, and then the opportunity to accelerate their growth by capturing a percentage MORE than 100% of the index growth above that level. .RIANavActive a:after { Prudential Financial, its affiliates, and their financial professionals do not render tax or legal advice. CURRENT RATES This rate sheet provides the Cap Rate, Step Rates, Participation Rates (Par Rates) and Tier Levels currently offered on the Prudential FlexGuard indexed variable annuity. The Interim Value is the value of an Index Strategy on any Valuation Day during an Index Strategy Term. Not Insured by FDIC or any Federal Government Agency|May Lose Value|Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate. .pru-module.pru-module-12 .pru-module-rich-text-editor {width: 100%;}, At least characters must be typed in the search field in order to perform the search. 0000061397 00000 n 0000009414 00000 n Prudential Financial, its affiliates, and their financial professionals do not render tax or legal advice. Prudential Defined Income Variable Annuity Review Fortitude Re has retained PICA as an unaffiliated Third-Party Administrator. .RIANavBar li { Minimum Renewal Cap Rate, Participation Rate & Fixed Rate. NEWARK, N.J., June 15, 2021 - Prudential Financial Inc. ( NYSE: PRU ), today launched FlexGuard Income, a new indexed variable annuity that provides customers with investment strategies for growth potential, along with different levels of protection and the ability to help enhance income in retirement. Investing in securities involves risk, and there is always the potential of losing money. Newsroom | Prudential At the time your clients purchase the contract, they may select a 5- or 7-year surrender charge period, which is the amount of time they must wait until they can withdraw funds from their annuity without facing a penalty charge. At the time your clients purchase a contract, they select a 5- or 7-year surrender charge period, which is the amount of time they must wait until they can withdraw funds from the annuity without facing a surrender charge and market value adjustment. /*.RIANavBar ul, .RIANavBar li{ Are you a licensed financial professional? Targets are not available for strategies with a 100% buffer option or the Step Rate Plus Crediting Strategy. Fee-Only planners have access to Advisory or I- share fee advised structured annuities, They usually have zero surrender charges, instant liquidity, and higher index rates. These planners charge annual fees to manage the indexes around 1.00% per year of assets in the annuity. Still, a better option as these fee-only RILA annuities have higher upside cap rates than the commissionable traditional RILA/ buffer annuities. Check out, for available fee-only buffer annuities. We have also seen a high click-through to the FlexGuard Rate Sheet. These rates are set by Prudential Annuities and effective as of the date indicated above. Tier Levels may be higher or lower than the initial Tier Level, but will never be higher than the Guaranteed Maximum Tier Level. Variable investment options are available but do not offer protection levels. Withdrawals or surrenders may be subject to contingent deferred sales charges. These advisors currently offer only insurance products issued by PICA and its affiliates (Prudential companies). Otherwise, theIndex Credit is equal to the negative Index Return in excess of the Buffer. There is risk of loss of principal if negative index returns exceed the selected protection level. Prudential Stages is an umbrella marketing name for Pruco Securities LLC, (sometimes referred to as Pruco) doing business as Prudential Financial Planning Services, pursuant to a separate agreement. FlexGuard indexed variable annuity | Prudential Financial 2023 Prudential Financial, Inc. and its related entities, Prudential, the Prudential logo, the Rock symbol, Prudential LINK and LINK by Prudential are service marks of Prudential Financial and its related entities, registered in many jurisdictions worldwide. Fortitude Re and the Fortitude Re logo are service marks of Fortitude Group Holdings, LLC and its affiliates. A surrender charge, or Contingent Deferred Sales Charge (CDSC), may apply in the event of an early withdrawal from the annuity. FLIAC is in the process of changing its name from Prudential Annuities Life Assurance Corporation (PALAC) in certain jurisdictions. Prudential reserves the right to change rates at any time. 0000015975 00000 n The Performance Lock feature is an optional featureavailable on FlexGuard - NY that allows clients to lock in gains or limit the potential for a loss prior to the Index Strategy End Date. Please reference the prospectus for information about the levels of protection available and other important product information. Information contained on this site does not and is not intended to constitute an advertisement, solicitation, or offer for sale in any jurisdiction outside the United States, where such use would be prohibited or otherwise regulated. Prudential and its affiliates are not liable for use of the Stages platform. Prudential Financial is not affiliated in any manner with Prudential plc, an international group incorporated in the United Kingdom or the Prudential Assurance Company, a subsidiary of M&G plc, a company incorporated in the United Kingdom. /*background-color: #07639d;*/ You should consider the investment objectives, risks, and charges and expenses carefully before investing in the contract and/or underlying portfolios. Prudential FlexGuard Review - Annuity Look Renewal Cap Rates and Participation Rates may be higher or lower than the initial rates, but will never be less than the Guaranteed Minimum Rates. Are you a licensed financial professional? Dow Jones U.S. Real Estate Index is designed to track the performance of Real Estate Investment Trusts (REITs) and other companies that invest directly or indirectly in real estate through development, management, or ownership, including property agencies. You will not receive a written financial plan or investment recommendations as part of the no cost consultation. Pruco Life Insurance Companyof New Jersey's Product(s) is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index. 0000008735 00000 n This website is for U.S. persons Opens in a new window only and may not be approved in all states. For example, if a RILA or buffer annuity has selected the optional 20% S&P 500 index protection against a market loss over one year period, an investors account would lose only 8% of its value if the market dropped by 28% in that given year because of the buffer annuity protects the first 20% loss from the market. }*/, Select a level of protection that mayhelp limit losses, Participate in the growth potential of the market, Enhance growth potential in up markets with oneunique crediting strategy, Plus, there are NO EXPLICIT PRODUCT FEES when allocating toFlexGuard - NYs index strategies.*. .RIANavActive a:after, This website is for U.S. persons Opens in a new window only and may not be approved in all states. Announces 2022 Results. An investment in the PSF PGIM Government Money Market Portfolio is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Assurance IQ, LLC a wholly-owned subsidiary of Prudential Financial, Inc. ("Prudential") matches buyers with products such as life and health insurance and auto insurance, enabling them to make purchases online or through an agent. FlexGuard - NY offers them the opportunity to choose their buffer level as well as their term length. FLIAC is in the process of changing its name from Prudential Annuities Life Assurance Corporation (PALAC) in certain jurisdictions. Neither Prudential Financial, Inc. nor Assurance IQ issues, underwrites, or administers health plans or health insurance policies. FlexGuard Income indexed variable annuity | Prudential Financial Taken from the interactive chart above the buffer annuity invested in the S&P 500 index over the last 20 years gain more than $86,000 than the S&P 500 index. That was an increase of 45% gain from limiting market losses with the 20% market protection each year. Click the chart to see how it works. Prudential LINK and LINK by Prudential occasionally may be referred to as LINK. Subsequent Rates may differ from the Rates used for new contracts or for other contracts issued at different times, Certain securities products and services are offered through Pruco Securities, LLC and Prudential Investment Management Services, LLC, both members. This product will issue daily. Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company, Hartford, CT, or its affiliates . For complete information about the annuity, please refer to the PruSecure Important Information Disclosure Statement PDF opens in a new window. Our Certified Financial Planner professional (CFP) will answer your questions FREE within 24 hours. The S&P 500 Index is a product of S&P Dow Jones Indices LLC ("SPDJI"), and has been licensed for use by Pruco Life Insurance Company of New Jersey. The Insurance Charge is a combination of the Mortality & Expense Risk Charge and the Administration Charge. 0000011656 00000 n *The 5-year index term can only be elected at contract issue and cannot be renewed. Use up and down arrow keys to navigate. } Use our income modeling tool Current Index Strategy Rates and Caps Current Income Percentages and Deferral Rates CT disclosure MEDIA CONTACTS The Initial Term (s) begin on the Issue Date. These advisors currently offer only insurance products issued by PICA and its affiliates (Prudential companies). Please refer to the product prospectus for fund investment strategies and fee information. Subject: Announcing Prudential FlexGuard indexed variable annuity Prudential FlexGuard indexed variable annuity available on or about May 18, 2020 Dear Valued Partner, . It is generally more profitable to Prudential if you purchase insurance products that are issued by a Prudential company than a non-Prudential company. Choose one or a combination of them. Performance Locks are as of close of business on the day the automatic target was met or the manual lock in is requested. FlexGuard Income is a retirement product that you and your financial professional can customize based on your unique needs. A positive or negative MVA may also apply. 0000010202 00000 n Sales of the FlexGuard Suite annuities, which are the variable annuities that Prudential most wants to sell, decreased to $1.1 billion, from $1.4 billion. Prudential Financial, Inc. of the United States is not affiliated in any manner with Prudential plc, an international group incorporated in the United Kingdom or the Prudential Assurance Company, a subsidiary of MG plc, a company incorporated in the United Kingdom. Individual Fixed Index Annuity Sales from 2016 to 2019 and they finished in the #2 spot in 2020.. Allianz was founded in 1896 and based in Minneapolis, Minnesota, Allianz Life Insurance Company of North America is a leading provider of retirement and protection solutions, including life insurance, and fixed, variable, and fixed index annuities for . In providing this information, neither Prudential nor any of its affiliates or financial professionals is acting as your ERISA fiduciary. Transfers from the Index Strategy(ies) to the Variable Subaccounts are not allowed at any time. Please use one of the browsers below or contact your IT department regarding approved options. Index Advantage Rates | Allianz Life Perseus Mining (TSX:PRU) Dividend Yield - Gurufocus.com Kristen Olsen 5 years: 9%, 9%, 8%, 7%, 6% (California: 8.25%, 8%, 7.75%, 7%, 6%) 7 years: 9%, 9%, 8%, 7%, 6%, 5%, 4% (California: 8.25%, 8%, 7.75%, 7%, 6%, 5%, 4%) Rates will vary based on the surrender charge period chosen. Not Insured by FDIC or any Federal Government Agency | May Lose Value | Not a Deposit of or Guaranteed by the Bank or any Bank Affiliate. An impartial review of the Prudential Defined Income Variable Annuity

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